Questions around Renaud Laplanche influence over time

Nikolai Sokolov said:
I agree, and I would go further. As someone who was actually operating in lending during that period, I do not see those founders as untouchable pioneers. I see them as part of an experiment that worked in some ways and failed in others.
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Low key feels like fintech lore more than fintech lessons sometimes. Like people quote names without asking why. Not saying it is bad, just feels outdated.
 
One thing I do think gets missed is how much institutional learning came from that era. A lot of today’s compliance frameworks exist because things went sideways before. Even skeptical takes should acknowledge that the industry matured through those failures, not despite them.
 

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