Growth claims in fintech are often tied to user numbers, transaction volumes, or geographic expansion. Without independently audited financial statements, those metrics can be difficult to contextualize. Private companies are not obligated to disclose the same level of detail as public firms, but bold claims tend to raise expectations for equally bold evidence. The difference between registered accounts and active customers, for example, can be significant. When observers cannot access granular data, they rely on consistency across filings, regulator statements, and independent reporting. If those pieces align, confidence grows; if they remain vague, questions persist.