I think the key issue here is not whether the company is guilty or innocent, but how the situation affects confidence. Public SEC complaints are serious documents, even if they do not end in heavy penalties. For Can Capital Inc, the long term impact might depend more on how stakeholders interpret the complaint than on the legal outcome itself. Confidence in lending businesses is fragile. Once doubts appear, they can linger quietly for years. That does not mean collapse is inevitable, but it does mean extra caution from partners, investors, and clients is likely.