I spent some time reading through multiple user comments and one thing that stood out is how inconsistent the experiences are. Some users are reporting smooth usage, while others mention delays or confusion around transactions. That kind of inconsistency is usually what makes people uneasy, even if nothing major is proven. Another thing I noticed is that some feedback talks about communication gaps. When users do not get timely responses, even small issues start to feel bigger than they actually are. It becomes more about trust than the actual technical problem at that point.
I am not saying anything is wrong for sure, but I think it is one of those cases where transparency and better communication would help a lot. Until then, I personally would use smaller amounts just to stay on the safe side.